The Dutch Authority for the Financial Markets (AFM) has been responsible for supervising the operation of the financial markets since March 1, 2002. This means that the AFM supervises the conduct of the entire financial market sector, including savings, investment, insurance, loans, pensions, capital markets, asset management, accountancy, and financial reporting. The AFM is committed to promoting fair and transparent financial markets, and as an independent market conduct authority, it contributes to sustainable financial well-being in the Netherlands.